Bankers, Insurance agents and Registered Representatives that are captive to one financial institution. do not say you will banks are honorable sources of financial advice and services. Banks sell investment and insurance products to generate more revenue streams from their customers. They have staffed their branches bearing in mind many low character reps who are paid commissions to sell the products that make the banks the most money. You will broadcast that turnover is entirely tall because the high-pressure sales tactics they use reach not permit for proper connection building when clients. Should you purchase investment products from the insurance agents who desire to sell you car or dynamism insurance? Of course you shouldn't. These are unconditionally substitute gift sets. But, the insurance companies view anything they sell as just one more product and one more way to generate other revenue streams from their customer bases.